Debt Help You Can Trust
- Caring, professional, and confidential
- FCA regulated
- Full advice on all debt solutions
- Here to help you achieve the best outcome
May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
MoneyHelper is a Government-backed service that gives guidance on a range of money matters. Click here to learn more.
Debt help you can trust. You are not alone.
Whether you call or chat with us, it will be 100% confidential, secure and non-judgmental. At Dexter Bell, we are UK based and approved by the FCA to give you debt advice you can trust.
Contact Dexter Bell
Find the option right for you by speaking to Dexter Bell today!
- 100% encrypted, secure & confidential
- Friendly, no pressure, no obligation
- Easy to use
What We Offer
Speak to a friendly and professional adviser in a non-judgemental, confidential, no-obligation consultation.
Debt Management Plans
Informal, flexible and confidential, DMPs consolidate your unsecured debt into one affordable monthly payment.
Individual Voluntary Arrangements
A formal agreement that offers protection from legal action, one affordable monthly payment, usually lasts 5 years.
Experiencing Debt Problems? Dexter Bell Can Help.
We’re FCA regulated
FCA-regulated means we’re officially authorised to give debt advice and we’re held to strict rules that protect you.
Est. 2002
We are small team of friendly and professional advisers who understand how stressful being in debt can be.
5* rated on Trustpilot
A Debt Advice Consultation with us is a non-judgemental, confidential, no-obligation conversation. We will talk through your situation and explain your options before recommending a debt solution.
Tech enabled
We’ve invested in the latest tech behind the scenes to streamline our systems, protect your data, and give our advisers more time to focus on what matters: you.
Client Experiences That Speak for Themselves
Frequently Asked Questions
How quickly can I start a DMP or IVA?
As quickly as you want to. We will work with you to get a solution started at a pace that suits you.
Once you decide that a DMP is the solution you want to move forward with we can work within your timescales. As soon as we receive all the required paperwork from you, we will contact your creditors to let them know that you will be starting a DMP with us, and ask them to suspend all interest, charges and payment chasing. We usually recommend that you make your first DMP payment a day or two after you receive your next income payment. Once we have received your first DMP payment, your DMP formally commences, and we will contact your creditors with repayment proposals.
An IVA usually takes longer because it’s a formal agreement. The Insolvency Practitioner (IP) needs to prepare a proposal and arrange a meeting where your creditors vote. The whole process usually takes 4–6 weeks.
Either way, the sooner you reach out, the faster we can begin the journey of getting you back in control of your finances and reduce stress.
Why should I choose Dexter Bell over other debt companies?
Some firms are lead generators, some focus on volume, and some aren’t even regulated to give advice.
At Dexter Bell, we’re FCA-authorised, which means:
- You get proper, regulated advice, not just a sales script.
- We only recommend solutions that are in your best interest.
- We explain both free charity routes and commercial options, so you can make an informed choice.
Our advisers are trained to listen without judgement, explain everything clearly, and help you take control at your own pace. For us, success isn’t just setting up a plan. It’s helping you feel calmer, clearer, and in control of your money again.
What makes Dexter Bell different from lead generators?
We’re not a data broker. We’re your debt advice provider.
When you come to Dexter Bell, you speak to trained advisers who take time to understand your full situation. If a Debt Management Plan is right for you, we set it up and manage it directly.
If an IVA looks more suitable, we take all your details, advise you of your options and introduce you to one of our Insolvency Practitioner partners and they take it from there. All the information you give us will be shared with them, so you don’t need to tell them again.
This is a transparent process, and any fees for that work are built into your IVA, not paid upfront.
The difference is clear:
- We don’t just take your details and pass them on.
- We adviser you directly of all your options.
- You always get FCA-regulated advice before any decision is made.
- You know exactly where your case is going and why.
Can I get help if I feel ashamed or embarrassed about my debt?
We understand how you feel and we want to help you get financial control back. Many people feel this way – you’re not alone.
Debt can happen to anyone, and shame shouldn’t stop you from getting support. At Dexter Bell, you’ll find:
- No judgement just understanding
- Advisors trained to listen and support
- A clear plan to help you move forward
Your situation doesn’t define you. Getting help shows strength.
Get In Touch
Have a question or feedback?
Fill out the form below, and we’ll respond as soon as possible.
Call us at 0161 802 3102 or fill out our form, and we’ll contact you as soon as possible.